Jacksonville Wage Garnishment Lawyer

Protecting Your Wages from Creditors in Florida

If you are behind on your bills, you are not alone. Many people are struggling to keep their heads above water in these difficult times. Unfortunately, creditors are quick to take legal action to get what they are owed. If you have had a wage garnishment issued against you, you need to take immediate action to protect your wages.

At The Law Offices of David C. Meltzer, PLLC, we can help you file an objection to prevent a wage garnishment from being issued. We can also help you file for bankruptcy in order to stop all collection efforts. Once you file for bankruptcy, the automatic stay will go into effect and prevent any further collection efforts. Once you file for bankruptcy, you will have time to reorganize your finances, negotiate with creditors, and develop a debt repayment plan.

If you are ready to put an end to wage garnishments and creditor harassment, contact The Law Office of David C. Meltzer, PLLC for a free consultation. We serve clients in Jacksonville, Jacksonville Beach, Atlantic Beach, Neptune Beach, Ponte Vedra, Saint Johns, and the surrounding areas.

How to Stop Wage Garnishment in Florida

If you have had a wage garnishment action issued against you, you need to take immediate action. If you are served with a garnishment, you have the right to file an objection to prevent the garnishment from being issued. To successfully file an objection, you must be able to prove that the debt that is being garnished is not yours or that you do not have enough disposable income to pay off the debt.

To successfully file an objection, you must:

• Provide proof that the debt that is being garnished is not yours or that you do not have enough disposable income to pay off the debt
• Provide proof that the debt was created by a bank or credit card company error
• Provide proof that the creditor has not made an attempt to contact you to resolve the debt
• Provide proof that you are financially unable to pay the creditor at the present time

Once you file for bankruptcy, the automatic stay will go into effect and prevent any further collection efforts. Once you file for bankruptcy, you will have time to reorganize your finances, negotiate with creditors, and develop a debt repayment plan.

Bankruptcy to End Wage Garnishments

If you are being harassed by creditors and collection agencies, you may be considering filing for bankruptcy. Bankruptcy can give you the freedom and the time you need to reorganize your finances, negotiate with creditors, and develop a plan to pay off your debts. Bankruptcy can also help you stop creditor harassment and end wage garnishments.

The types of debt that can be discharged in bankruptcy include, but are not limited to:

• Credit card debt
• Medical bills
• Utility bills
• Personal loans
• Unpaid income taxes

Call (904) 418-7454 or contact us online to discuss your case and how we can help you end wage garnishments.